Fundbox

Fundbox is an AI-powered working capital platform based in San Francisco, designed to provide quick access to business credit and payment solutions for small businesses and freelancers. Founded in 2013, the company launched publicly in 2014, focusing on optimizing cash flow for businesses with outstanding invoices. Fundbox uses artificial intelligence and big data analytics to evaluate credit applications, often delivering decisions within minutes.

The core offering is a business line of credit, with limits up to $250,000 and repayment terms of 12 or 24 weeks. Fundbox also provides invoice financing to help businesses accelerate cash flow and offers net terms to enhance order volumes. The platform serves a diverse range of small businesses and small to mid-size enterprises (SMBs) across the U.S., aiming to support those looking to improve cash flow while managing accounts receivable.