Finance SaaS Companies for FP&A and Spend Management 2026

Akoya is a Boston-based financial technology company founded in 2018. It operates a secure, API-driven network focused on open finance and consumer-permissioned data sharing. The company's main offering is the Open Finance Solution (OFS), a white-labeled platform that facilitates secure data access between financial institutions and authorized third parties. Akoya provides a range of services, including secure data sharing, consumer-permissioned data access, account opening, business financial management, lending, payment enablement, and wealth management. Its infrastructure connects thousands of financial institutions, such as major banks and credit unions, and supports numerous fintech applications with a reliable API-driven system. Akoya serves both financial institutions looking to share consumer data securely and fintechs that need API access to this data. The company is a member of several industry organizations, including the Financial Data Exchange and the American Bankers Association.

Anchorage Digital is a prominent financial technology and Web3 infrastructure company based in San Francisco, California. Founded in 2017, it has become a "unicorn" with a valuation of approximately $4.2 billion. The company is notable for being the parent of Anchorage Digital Bank N.A., the first federally chartered crypto bank in the United States, which allows it to offer a comprehensive range of regulated digital asset services for institutional clients. Anchorage Digital provides a suite of services tailored for institutional investors, financial institutions, and corporations. Its offerings include secure crypto custody, trading and execution services, staking and yield generation, and a robust settlement network. The company emphasizes security and compliance, adhering to U.S. banking regulations and providing FDIC-insured fiat custody. With a global presence and regulatory licenses in key markets, Anchorage Digital serves a diverse clientele, including traditional banks, asset managers, and government agencies, positioning itself as a trusted partner in the evolving digital asset landscape.

AngelList is an American software company founded in 2010, serving as a key infrastructure for the startup economy. It provides venture funds, startups, and investors with essential tools to launch, scale, and invest in innovative companies. The platform, originally an online introduction board, has evolved into a comprehensive back-office infrastructure for early-stage venture capital. Headquartered in San Francisco, AngelList operates globally, supporting over $171 billion in assets and facilitating funding for more than 101 unicorn companies. The company offers a suite of SaaS and fintech tools, including fund administration, back-office support, and startup resources. Fund managers can utilize services for launching and managing various types of funds, while startups benefit from tools for equity management, deal sourcing, and investor engagement. AngelList connects a diverse audience, including venture capitalists, angel investors, and high-growth startups, fostering collaboration within the venture capital and startup ecosystem.

Carta, Inc. is a technology company based in San Francisco that specializes in ownership management for both private and public companies. Founded in 2012 by Henry Ward and Manu Kumar, Carta has developed a comprehensive platform that digitizes and automates the entire equity lifecycle. The company serves over 50,000 clients across more than 160 countries, managing approximately $220 billion in assets through its fund administration and special purpose vehicle (SPV) services. Carta's offerings include cap table management, equity tracking, automated 409A valuations, and liquidity solutions. The platform replaces traditional spreadsheets with a unified system, streamlining equity management for startups, venture capital firms, and public companies. With a strong focus on empowering entrepreneurs and investors, Carta aims to make wealth creation accessible and transparent. The company has raised around $1.2 billion in venture capital and continues to innovate in the equity management space.

Chargeflow is an AI-driven fintech platform that specializes in automated chargeback management and prevention for e-commerce, SaaS, and enterprise businesses. Founded in 2020 by brothers Ariel and Avia Chen, the company is headquartered in New York, NY, with operational roots in Israel. Chargeflow is recognized as the first fully automated chargeback platform, designed to combat friendly fraud and protect billions in revenue for over 15,000 merchants worldwide. The platform offers end-to-end chargeback automation, generating dispute evidence automatically and utilizing industry-specific algorithms to enhance win rates. It integrates seamlessly with major payment processors and e-commerce platforms, providing proactive alerts to prevent future chargebacks. Chargeflow operates on a success-based pricing model, charging merchants only when disputes are successfully resolved in their favor. The company aims to minimize losses for businesses and empower them to focus on growth while handling disputes autonomously.

Column is a nationally chartered bank in the United States that focuses on providing banking infrastructure specifically for developers and builders. Founded in 2021 by William and Annie Hockey, the bank combines regulatory oversight with proprietary technology to offer scalable banking APIs and programmable tools. This vertical integration allows companies to embed banking services directly into their applications. Column's services include banking-as-a-service (BaaS) infrastructure, covering payments, lending, card programs, and deposit management. The bank supports fintech startups, neobanks, payment processors, and lending platforms, helping them create innovative financial products. With a reported revenue of $153.1 million in 2025, Column is headquartered in San Francisco and employs between 201 and 500 people.

FIS (Fidelity National Information Services, Inc.) is a prominent American financial technology company headquartered in Jacksonville, Florida. Founded in 1968, FIS provides essential infrastructure, software, and transaction processing services to banks, capital markets firms, and corporate treasury organizations. The company employs approximately 57,000 people across 61 countries and serves over 20,000 clients globally, facilitating the movement of around $9 trillion annually through approximately 75 billion transactions. FIS operates primarily through two segments: Banking Solutions and Capital Market Solutions. It offers over 500 solutions, including core banking platforms, digital banking, payment processing, risk management, and trading software. FIS is recognized as the largest pure-play banking technology provider in the world, with a strong focus on delivering secure and seamless financial experiences for its diverse customer base, which includes global financial institutions, regional banks, credit unions, and businesses seeking fintech innovation.

Finicity, a Mastercard Company based in Murray, Utah, is a prominent financial technology firm that provides real-time access to high-quality financial data through its secure open banking platform. Founded in 2000 and acquired by Mastercard in 2021, Finicity aims to enhance financial literacy and inclusion by empowering consumers and small-to-midsize enterprises with control over their financial data. The company specializes in data aggregation and API services, offering tools for credit decisioning, verification, and financial wellness. Its core offerings include consumer-permissioned data access, instant account verification, credit decisioning tools, and advanced analytics. Finicity primarily serves financial institutions and fintech providers, enabling them to build innovative products that improve financial management for end users. Through its services, Finicity helps individuals and businesses achieve better loan outcomes and access secure payment options.

Fiserv, Inc. is a leading American financial technology company based in Milwaukee, Wisconsin. Founded in 1984, it operates globally, providing a wide range of services in payments and financial technology. The company processes various transactions, including debit and credit card payments, electronic bill pay, and ACH transfers, serving banks, credit unions, fintechs, and merchants. Fiserv offers a comprehensive suite of solutions, including payment processing, banking software, and technology platforms like Clover®, a point-of-sale system. The company supports a diverse client base, including financial institutions, businesses of all sizes, and government entities. With approximately 38,000 employees and a presence in over 100 countries, Fiserv is recognized as a top partner in the financial services industry.

Forter is a New York-based SaaS company founded in 2013 that specializes in an AI-powered identity intelligence platform designed to prevent fraud and optimize payments in digital commerce. Its main offering, the Forter Trust Platform, provides fully automated, real-time fraud prevention and identity verification, supported by a 100% chargeback guarantee for approved transactions. The company serves over 400,000 businesses globally, processing more than $2 trillion in historical transaction volume and protecting over 1 billion consumers. Forter's solutions include fraud prevention, identity intelligence, payments optimization, policy abuse protection, account protection, and dispute management. The platform operates as Decision as a Service™, streamlining processes and eliminating manual reviews. Forter caters to various sectors, including retail, travel, financial services, and marketplaces, and has a presence in over 180 countries.

Fundbox is an AI-powered working capital platform based in San Francisco, designed to provide quick access to business credit and payment solutions for small businesses and freelancers. Founded in 2013, the company launched publicly in 2014, focusing on optimizing cash flow for businesses with outstanding invoices. Fundbox uses artificial intelligence and big data analytics to evaluate credit applications, often delivering decisions within minutes. The core offering is a business line of credit, with limits up to $250,000 and repayment terms of 12 or 24 weeks. Fundbox also provides invoice financing to help businesses accelerate cash flow and offers net terms to enhance order volumes. The platform serves a diverse range of small businesses and small to mid-size enterprises (SMBs) across the U.S., aiming to support those looking to improve cash flow while managing accounts receivable.

Funding Circle UK is a financial technology company that provides fast and affordable loans to small and medium-sized enterprises (SMEs) in the UK. Founded in August 2010, it began as a peer-to-peer lending platform and transitioned to institutional lending in 2022. The company is listed on the London Stock Exchange and has supported over 125,000 businesses, facilitating more than £17 billion in loans. As an online lender, Funding Circle offers a variety of financial products, including traditional business loans, commercial and industrial loans, and specialized finance options. Their services also include FlexiPay, a line of credit, and cashback credit cards for everyday business expenses. The application process is streamlined, allowing businesses to apply online and receive funding typically within 48 hours. Funding Circle is regulated by the UK's Financial Conduct Authority and aims to support the small businesses that drive the economy.

Fundwave is a FinTech company based in Singapore, established in 2013. It specializes in Software-as-a-Service (SaaS) solutions for the administration and management of alternative funds, serving sectors such as private equity, venture capital, real estate, and fund-of-funds. Fundwave offers a unified platform that integrates deal tracking, investment management, and investor relations, helping fund managers automate operations and improve transparency with limited partners. The company provides a range of services, including fund administration, portfolio management, investor reporting, and accounting. Its flagship products include a comprehensive fund administration software, JCurve portfolio management software, and a modern investor portal. Fundwave's solutions are designed to streamline complex processes, reduce manual effort, and enhance communication with investors. With a global client base, Fundwave is committed to delivering efficient and user-friendly tools for alternative fund management.

Infosys Finacle is a leading digital and core banking software suite developed by EdgeVerve Systems, a subsidiary of Infosys. The suite provides cloud-native, composable solutions that support banking transformation for financial institutions worldwide. Launched in 2000, Finacle has evolved into a comprehensive universal banking platform, currently deployed in 131 banks across 65 to over 100 countries, serving more than 1 billion customers. The product suite includes core banking solutions, digital engagement tools, and specialized banking services such as Islamic banking and wealth management. Finacle also incorporates advanced technologies like AI and blockchain, enhancing customer insights and operational efficiency. Targeting both emerging and established financial institutions, Finacle helps banks upgrade legacy systems and reduce operational costs, ensuring they remain competitive in the digital financial landscape. The company is headquartered in Bengaluru, India, with an international office in London, UK.

Intuit Inc. is a leading American multinational business software company based in Mountain View, California. Founded in 1983 by Scott Cook and Tom Proulx, Intuit specializes in financial technology (FinTech) and serves approximately 100 million customers worldwide. The company aims to empower consumers and small businesses by helping them manage their money, taxes, and accounting with confidence. Intuit's product suite includes well-known offerings such as TurboTax, a tax preparation application; QuickBooks, a comprehensive accounting software for small businesses; Credit Karma, a personal finance platform; and Mailchimp, an email marketing and automation tool. The company targets various customer segments, including small businesses, self-employed individuals, consumers managing personal finances, professional accountants, and marketing professionals. With a commitment to corporate responsibility and innovation, Intuit integrates AI with human expertise to enhance user experiences and ensure financial confidence.

IronVest is a technology company focused on security and privacy, founded in 2022. It develops a comprehensive cybersecurity platform and browser extension designed to prevent biometric fraud, protect user identities, and secure financial accounts for both consumers and businesses. The company offers a range of products, including masked emails, masked phone numbers, one-time use virtual credit cards, a password manager called Access Guard, and biometric authentication tools. IronVest targets individual consumers looking for privacy solutions, as well as financial institutions, banks, and fintech companies that need advanced fraud prevention. Its core technology, ActionID™, combines real-time biometrics with user actions to enhance security during banking sessions. Headquartered in New York, with a research and development center in Herziliya, Israel, IronVest has raised over $38 million in funding and serves over 200,000 users. The platform includes both a free tier and a paid tier with advanced features, along with an SDK for financial institutions and a mobile app for Android and iOS devices.

Jack Henry & Associates, commonly known as Jack Henry, is a prominent U.S. financial technology company based in Monett, Missouri. Founded in 1976, it specializes in software solutions, payment processing services, and hosted solutions tailored for community and regional financial institutions. The company serves over 7,500 financial institutions across the United States, focusing on community banks, regional banks, and credit unions. Jack Henry offers a wide range of integrated technology solutions, including core banking systems, digital banking platforms, and payment processing services. Their offerings also encompass lending solutions, fraud detection systems, and analytics tools. The company is recognized for its strong customer retention and has successfully transitioned to a cloud-native architecture, enhancing its service delivery and operational efficiency. With a commitment to innovation and community engagement, Jack Henry plays a vital role in supporting the financial infrastructure of local institutions.

Kabbage from American Express is a financial services company that specializes in small business funding solutions. It primarily offers an automated Business Line of Credit, designed to help small businesses manage cash flow and operational expenses. Acquired by American Express in 2020, Kabbage enhances the lending capabilities available to small businesses through the American Express Business Blueprint program. Kabbage uses technology-driven lending practices, leveraging automated data analysis to quickly assess eligibility for funding. The company targets small businesses, including those with non-traditional credit profiles or limited lending history. During the pandemic, Kabbage played a significant role in the U.S. government's Paycheck Protection Program, processing $7 billion in loans and supporting nearly 300,000 small businesses. Following its acquisition, Kabbage's services are now integrated into American Express's offerings, continuing to focus on providing accessible funding solutions for small enterprises.

Ledgy is a cloud-based equity management platform that automates and streamlines equity workflows for companies at all stages, from incorporation to IPO. Founded in 2017 in Zurich, Switzerland, by three physicists from ETH Zürich, Ledgy serves over 3,500 companies across more than 45 countries. The company has a diverse team representing 26 nationalities and speaks 25 languages. Ledgy specializes in equity plan automation, cap table management, employee share plan administration, compliance tracking, financial reporting, valuations, and IPO readiness. Its user-friendly software replaces manual processes with intelligent automation, making equity management accessible to both private and public companies. Key features include real-time cap table tracking, personalized employee engagement dashboards, and seamless integration with HR systems. Ledgy is recognized as a leading solution for startups, high-growth enterprises, and established organizations, particularly in the European market.

MX Technologies, Inc. is a prominent financial technology company based in Lehi, Utah, founded in 2010. The company specializes in providing a financial data platform that enables financial institutions, fintechs, and businesses to connect with and leverage customers' financial data. MX is recognized as a leader in Open Finance, connecting over 16,000 financial institutions and fintechs through a secure data connectivity network. The company offers comprehensive solutions focused on three main areas: Connectivity, Data Enhancement, and Experience. MX provides Open Banking APIs and account aggregation services, enhancing financial data to reduce fraud and streamline loan approvals. Additionally, MX delivers SaaS-based products, including mobile banking apps and personalized financial management tools. With a strong customer base of over 1,800 financial institutions and partnerships with 43 of the top 50 digital banking providers, MX serves a vast audience, reaching over 200 million consumers.

Mambu is a global software company based in Amsterdam, specializing in a SaaS cloud banking platform. Founded in 2011 in Berlin, Mambu enables banks, fintechs, lenders, credit unions, retailers, and telcos to design, launch, and scale modern financial products efficiently. The company employs around 723 people and has achieved a valuation of $5.3 billion, making it one of Germany's notable unicorns. Mambu's platform supports a modular approach known as composable banking, allowing clients to customize their financial services using independent components like core banking, lending, deposits, and payments. Its API-driven, cloud-native solutions help organizations avoid vendor lock-in and adapt their technology as needed. Mambu serves a diverse range of B2B clients across 65 countries, including fintechs, traditional banks, and retailers, with over 250 institutional customers and millions of end users benefiting from its services daily.

Marqeta is a modern card issuing platform that enables companies to create and manage customized payment experiences through its open API infrastructure. Founded in 2010 and headquartered in Oakland, California, Marqeta has established itself as a leader in payments infrastructure and embedded finance, issuing over 113 million cards to date. The platform offers a wide range of services, including virtual and physical card issuing, transaction processing, and financial program management. Key features include real-time funding configurations, spend controls, and user-friendly tools for managing card programs. Marqeta collaborates with various sectors, including on-demand services, fintech, digital banking, and expense management, providing solutions that allow businesses to launch card programs without the need for extensive infrastructure. With a focus on innovation, Marqeta aims to simplify complex payment systems for its clients.

Melio is a financial technology company based in New York City, founded in 2018. It offers a digital accounts payable and receivable platform tailored for small and medium-sized businesses (SMBs) and their accountants. The platform replaces traditional paper-based payment methods with an automated dashboard that helps businesses manage cash flow, avoid late payment fees, and streamline bill management. Melio's core product includes features such as various payment methods, including ACH bank transfers, debit and credit cards, checks, and international wire transfers. The platform also provides automated cash flow management, allowing users to schedule payments and receive funds quickly. It integrates seamlessly with major accounting software like QuickBooks and Xero, making it easier for businesses to reconcile payment data. Melio serves over 80,000 customers and has processed more than $30 billion in payments, focusing on enhancing the efficiency of B2B transactions for U.S.-based businesses.

Mercury Technologies, Inc. is a financial technology company based in San Francisco, founded in 2017 by Immad Akhund, Max Tagher, and Jason Zhang. The company specializes in providing a digital banking platform tailored for startups and tech companies. Mercury partners with FDIC-insured institutions to offer business banking services, serving over 300,000 startups globally. The core offering includes business checking and savings accounts with no monthly fees, virtual and physical debit cards, and tools for cash management such as global wires and currency exchange. Mercury also provides venture capital services, including venture debt financing and treasury investments, along with a unified platform for managing financial workflows. The company targets founders and entrepreneurs who seek precision and control in their financial operations, especially in the wake of the 2023 collapse of Silicon Valley Bank.