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About
Funding Circle UK is a financial technology company that provides fast and affordable loans to small and medium-sized enterprises (SMEs) in the UK. Founded in August 2010, it began as a peer-to-peer lending platform and transitioned to institutional lending in 2022. The company is listed on the London Stock Exchange and has supported over 125,000 businesses, facilitating more than £17 billion in loans.
As an online lender, Funding Circle offers a variety of financial products, including traditional business loans, commercial and industrial loans, and specialized finance options. Their services also include FlexiPay, a line of credit, and cashback credit cards for everyday business expenses. The application process is streamlined, allowing businesses to apply online and receive funding typically within 48 hours. Funding Circle is regulated by the UK's Financial Conduct Authority and aims to support the small businesses that drive the economy.