Overview
Employees
530
Founded
2012
Revenue
$93.6M
Location
Mountain View, California, United States
Industry
financial services
About
EarnIn is a financial technology company based in Mountain View, California, that specializes in earned wage access. Founded in 2012 by Ram Palaniappan, the company allows workers to access their earnings before traditional paydays. EarnIn offers a suite of six integrated products aimed at promoting financial well-being, including Cash Out, On-Demand Pay, credit-building tools, automated savings, low-balance protection, and real-time streaming pay.
The company operates on a community-supported model, where users can voluntarily tip for the service instead of paying mandatory fees or interest. EarnIn primarily serves individual workers who seek financial flexibility and control over their earnings, having assisted approximately 3.8 million customers in accessing over $15 billion in earnings. With a focus on making financial momentum accessible to everyone, EarnIn aims to create a financial system that prioritizes people over profits.
Technologies(197)
Google Search ConsoleNetlifyApple Business ManagerAWS CloudGoogle WorkspaceOpenAIAmazon Route 53Apple School ManagerGmailAtlassianGoogle MeetAmazon AWSAnthropic ClaudeCursorDocuSign
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Keywords(132)
mobile paymentsfinancial servicesfintechpayrollfinancial healthfinancial wellnessearned wage accesssameday payondempaye-commercepaymentsmobilefinanceconsumer internetinformation technology
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internetfinancial literacypayroll servicesservicesearly payon-demand payno interest feesuser reviewsfinancial health managementon-demand wagesoverdraft avoidancepayroll integrationpersonal financeinstant wage accessother activities related to credit intermediationworkforce financial managementinsurance savingsdigital payroll servicesconsumer financecredit score trackingvoluntary tipspersonal finance managementemployee financial supportcash flow managementemployee financial healthuser satisfactionreal-time earningsfinancial empowermentventure capitalcredit score monitoringfinancial inclusionbank account linkingdigital financial servicesbank balance protectionb2bemployee financial wellnessfinancial wellness toolsconsumer fintechu.s. fintech marketdigital bankingcustomer experienceapp-based financial servicesside hustle rewardsdigital payrollb2capp-based servicesapp downloadsworkforce financial wellnessfinancial planninginstant transferemployee benefitsfinancial toolsfinancial resilienceoverdraft fee savingsdigital financial platforminstant wage transfercash outmobile appfinancial independenceemployee financial managementventure capital fundingfinancial empowerment toolspayday advanceoverdraft protectioncredit monitoringfinancial planning toolsreal-time wage trackingincome streamingbank balance alertsmobile financial platformfinancial technologyvoluntary tippingauto refinancingreal-time wage accessinstant wage access platformbalance shieldtip yourselffinancial calculatorsreal-time notificationsinstant transfersno mandatory feesdirect deposittip optionpay period maxdaily maxcash flowbudgeting toolsexpense trackingsavings goalspaycheck advancequick cash accessspending controlsavings automationvantagescore trackingfraud protectionloan calculatorsno credit checkincome verificationstressed financial situationsemergency fundfinancial anxietyinstant access to earningssecure transactionscommunity supportfinancial educationuser experiencepeer-to-peer supportflexible payment optionsdebt relief programsfee transparencygoal-based savingscommunity insightsinformation technology & servicesfinance technologyconsumersmobile appsux
Industry Codes
SIC 6141NAICS 52239NAICS 522291